Description
Key Responsibilities
Business Development: Identifying potential clients through area surveys and generating leads for loan products.
Customer Acquisition: Onboarding new clients, primarily women, using the Joint Liability Group (JLG) model.
Credit Assessment: Performing physical verification of clients and their households to assess creditworthiness.
Portfolio Management: Managing loan disbursements and ensuring timely repayments and overdue collections.
Relationship Management: Building and maintaining strong rapport with local community leaders, Gram Panchayats, and municipal representatives.
Documentation: Handling MIS entries and maintaining proper documentation for all financial transactions.
Requirements & Qualifications
Education: Minimum 12th standard (Intermediate) or a Bachelor's degree.
Experience: Usually requires 1–3 years of experience in the Microfinance (MFI) sector for the "Senior" designation, though some listings accept freshers for entry-level CSR roles.
Essential Skills: Strong communication, sales, and interpersonal skills.
Technical: Basic proficiency in MS Office and mobile-based data entry tools.
Mandatory: A valid two-wheeler driving license is typically required as the job involves significant travel within city or village clusters.
Salary & Benefits
Salary Range: Typically between ₹1.0 Lakh to ₹3.0 Lakhs per annum, depending on experience and location.
Benefits: Includes health insurance, provident fund (PF), life insurance, fuel expenses, and mobile allowances.
Arohan Financial Services